Write off up to 90% of your debt - See how much you can save today
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Payments from £150 per month
With a Debt Plan, you could reduce your debt to as little as £150 a month without taking out a loan. Letters, phone calls and negotiations with your lenders will all stop and you can get on with your life without the stress of your debt weighing you down!
» What could a Debt Plan do for you ?- Give you one affordable monthly payment from as little as £150
- Reduce your payments so you only pay back what you can afford
- It isn't a legally binding contract, so your creditors could still hassle you for money
Write off up to 70% of your debt
An IVA could be just the thing to help you get out of debt by writing off up to 70% of it over 5 years. Your interest and charges would be frozen so that you can pay off the debt itself rather than just the extra charges your creditors are adding on top of it.
» What could an IVA do for you ?- Write off up to 70% of your debt over a period of 5 years
- Freeze your interest so you only pay back what you can afford
- If you don't keep up with your payments, you may be forced into bankruptcy
Bankruptcy is a last resort
Bankruptcy really should be your last option when it comes to debt management solutions. It can sound appealing as all your debts will be wiped out and you can make a fresh start, but there are also some downsides to it that you should consider.
» What could Bankruptcy mean for you ?- Your debts will be settled by a court - they may seize some of your assets to cover it
- Stop the phone calls and hassle from your creditors
- Your credit rating will be affected and you will find it difficult to get credit in the future
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